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Long Term Care:
Insurance is an important tool for protecting yourself
against risk. For instance, health insurance pays your
doctor and hospital bills if you get sick or injured.
But how can you protect yourself against the significant
financial risk posed by the potential need for long-term
care services, either in a nursing home or in your own
home? Long-term care goes beyond medical care and
nursing care to include all the assistance you could
need if you ever have a chronic illness or disability
that leaves you unable to care for yourself for an
extended period of time. You can receive long-term care
in a nursing home, assisted-living facility, or in your
own home. Though older people use the most long-term
care services, a young or middle-aged person who has
been in an accident or suffered a debilitating illness
can also need long-term care. |
