Innovation - Lines of Business

Businessowners Policy	Commercial Automobile	Commercial General Liability	Commercial Package
Crime	Cyber Liability	Directors and Officers Liability	Employment Practice Liability
Marine: Inland	Marine: Ocean	Professional Liability	Property
Umbrella Liability	Workers Compensation
Businessowners Policy: A Business Owners Policy, often called a BOP, combines property and general liability insurance coverage on a single discounted contract. There are several benefits to this policy which is intended for smaller, less complex commercial exposures.  BOP’s are priced by computer programs so we can provide quick turn-around on this type of policy. Some of the common coverage components included in a BOP policy are:
Damage or destruction to your office equipment or inventory. Loss of income in case your business is shut  down temporarily because of a covered property loss. Certain business related liability exposures such as bodily injury or property damage caused by your negligence as well as libel, slander and even certain offenses arising out of your business's advertising. Damage to your cargo while in transit or storage. Theft or loss of tools and equipment.
Crime coverage including robbery, burglary, even employee dishonesty .