Innovation - Lines of Business
 

Businessowners Policy	Commercial Automobile	Commercial General Liability	Commercial Package
Crime	Cyber Liability	Directors and Officers Liability	Employment Practice Liability
Marine: Inland	Marine: Ocean	Professional Liability	Property
Umbrella Liability	Workers Compensation
Workers Compensation: If one of your employees is accidentally injured while on the job or if some condition in your working environment causes any of your employees to become ill or contract a work-related disease, a workers' compensation policy will pay for a wide range of services to aid the injured worker's recovery and return to productive work, including:
Medical benefits for a covered injury or disease, including medical, hospital, surgical and other related health care costs as well as physical therapy and prosthetic devices.   Indemnity benefits including compensation for lost wages.   Rehabilitation benefits including services to help an injured worker return to productive work, such as vocational rehabilitation.   Death benefits including a flat amount for burial expenses as well as partial replacement of the worker's weekly wage.
Employer’s liability coverage provides additional coverage in case the employer is ever sued for damages arising from employment-related accidents or diseases.